SHIP

The Kentucky State Health Insurance Assistance Program (SHIP) provides information, counseling and assistance to seniors and disabled individuals, their family members and caregivers. This service is provided at no charge by local, well-trained counselors. The program seeks to educate the general public and Medicare beneficiaries so they are better able to make informed decisions about their health care. SHIP and its Counselors do not sell insurance products, nor do they represent any for-profit insurance products or companies.

SHIP and its Counselors educate seniors on health insurance coverage, benefits and consumer rights; provide assistance and education, on a one-on-one basis or through educational forums; protect consumers against fraud or misdirected collections; and empower consumers to make informed health insurance choices.

SHIP Counselors can provide one-on-one counseling by telephone or in person; make presentations to community groups; provide printed consumer information and educational materials; and make referrals to other agencies.

SHIP can help individuals understand Medicare and/or Medicaid coverage and supplemental insurance; help them to understand and compare supplemental policies and plans; assist them in completing prescription drug discount program applications; and apply for public benefits.